Slacker

Housing

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Interesting Wall Street Journal article.

 

The homeownership gap between Black and white Americans has grown larger in recent years than at any time since the 1968 passage of the Fair Housing Act. In Minnesota’s biggest city, the gap is more like a canyon.

 

In the Minneapolis metro area, 77% of white residents own homes, compared with 25% of Black residents—a 52-percentage-point difference, larger than in any other major U.S. city, according to an analysis of census and survey data by the Minnesota State Demographic Center, a state agency.

A trove of new research suggests that one factor is a tool of discrimination from 100 years ago: racially restrictive covenants that were attached to thousands of Minneapolis homes in the early 20th century, prohibiting sales to many minorities.

 

Such covenants, which emerged nationwide around that time, made it harder for Black people in many cities to own property.

The U.S. Supreme Court in 1948 ruled that the covenants were unenforceable. Minnesota’s legislature banned new covenants in 1953 and prohibited housing discrimination on the basis of race, religion and national origin in 1962.

 

Yet Minneapolis homes once subject to covenants are more valuable today than those that weren’t, according to data from Mapping Prejudice, a project based at the University of Minnesota—the first to map every known racially restrictive covenant in a major U.S. city.

 

Minneapolis city blocks that had covenants remain 79% white, according to the project’s data. The city is 59% white, 19% Black, 10% Hispanic, 6% Asian and about 5% Native American or multiracial, 2018 census data show. Single-family homes in formerly covenanted areas are 14% higher in median assessed value than the city’s overall median assessed value, according to covenant-project data, a difference of $36,400.

 

The Mapping Prejudice project, funded by local Realtors’ associations, public and private grants, and the City of Minneapolis, has cataloged every known racially restrictive covenant in the city. The project used software to scan about three million property deeds in Minneapolis’s Hennepin County and flag potential racial terms in them. 

 

Staff, which includes University of Minnesota scholars and outside historians, examined each deed to confirm whether it included a restrictive covenant. Researchers built a searchable map of more than 24,000 covenants but say that is an undercount because of some unreadable handwritten deeds, changes in land use or other factors.

 

In Minneapolis, a 1% increase in covenanted houses in a census block was linked to a 19% reduction in Black homeownership as of 2010, according to a draft of a study led by Aradhya Sood, a postdoctoral scholar at the Federal Reserve Bank of Boston. It isn’t clear why the effect of covenants is so enduring, she said. “What did surprise me,” she said, “was just the level of the effect.”

 

No single factor likely accounts for Minneapolis’s housing gap, and the covenant data doesn’t fully explain why the gap is so persistent. It’s clear, however, that covenants were the foundation of a disparity that was then compounded by other factors in the ensuing decades.

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Every need is a rite including housing per bidens manifesto ....his words not mine ....I don’t know what happened to going to work saving and buying a home ....tell us any one who was denied the purchase of a home if they had the correct finances....some one is playing the race card and looking for free funds from bidens money t I t 

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Who runs these cities? Who's run these cities since before we were all born?

Last Republican mayors:

Atlanta 1879, Detroit 1957, Chicago 1927, St. Louis 1949, Philadelphia 1952, Baltimore and Oakland 1960s, Newark 100 years, Camden 1936, San Francisco 1964, Minneapolis 1973(For ONE DAY), Portland 1980, Seattle 1969, Compton 1963, Memphis one Republican since 1967, Washington DC 1910, Houston 1933, Milwaukee 1908.

If there is so called “systemic racism” maybe we should look into the people who have been running these cities for decades...yes?

 You Democrats destroy things. You destroy people's lives, then blame Republicans. You do it right here on the PG...from now on, every time one of you post something like this, we're going to remind you that You Built This Racist System and you maintain it.

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Posted (edited) · Report post

I like to look at policies and outcomes. I didn't see anything in that article blaming Republicans for anything.

 

But if you would rather play "who was the mayor", here is the history of Minneapolis Mayors by political affiliation for a bit more than the 20th century and change.  Lot of variety there.

 

mayors.png.4b0fcddc71cc13ca9d3b8ac9e144a6a1.png

 

 

Edited by Slacker

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Posted (edited) · Report post

I find it interesting that in 1940's Minneapolis a black guy with a trunk full of cash couldn't buy any house he wanted.  And not just due to neighborhood peer pressure but that such a prohibition would be codified.  And that a long ended policy appears to still have downstream financial effects more than 70 years later.  

Edited by Slacker

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And it appears that if you bought a house with one of these deeds, you couldn't sell it to a black dude even if you wanted to back before that 1948 SC ruling.  Imagine not having full rights to sell your own house to the buyer of your choice.  

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20 mins ago, Slacker said:

I like to look at policies and outcomes. I didn't see anything in that article blaming Republicans for anything.

 

But if you would rather play "who was the mayor", here is the history of Minneapolis Mayors by political affiliation for a bit more than the 20th century and change.  Lot of variety there.

 

mayors.png.4b0fcddc71cc13ca9d3b8ac9e144a6a1.png

 

 

So according to your little graphic here, I'm right. Unless you were born before 1957, Minneapolis has had a Republican mayor for one day, (December 31st 1973) in your entire lifetime. The rest were Socialists, Democrats or Democrat Socialists, with one "Independent" sprinkled in there back in the mid 70s.

 You racist Democrats are to blame for every bad thing that's happened to a minority in this country since Saco and Vanzetti. Own it! You're a POS racist Democrat. Sucks, but that's what you are. You Built the Ghettoes. You put the Blacks the Republicans freed back on the plantation.

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Just now, RockRonin said:

So according to your little graphic here, I'm right. Unless you were born before 1957, Minneapolis has had a Republican mayor for one day, (December 31st 1973) in your entire lifetime. The rest were Socialists, Democrats or Democrat Socialists, with one "Independent" sprinkled in there back in the mid 70s.

 You racist Democrats are to blame for every bad thing that's happened to a minority in this country since Saco and Vanzetti. Own it! You're a POS racist Democrat. Sucks, but that's what you are. You Built the Ghettoes. You put the Blacks the Republicans freed back on the plantation.

What do you think about that whole covenant thing?  It began about 100 years ago and ended effective 1948.  I had never heard of something like that being put in a deed.  Had you?

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3 mins ago, Slacker said:

And it appears that if you bought a house with one of these deeds, you couldn't sell it to a black dude even if you wanted to back before that 1948 SC ruling.  Imagine not having full rights to sell your own house to the buyer of your choice.  

Well, elect Democrats and that's what you get...Was Ever Thus. Remember when Democrats put Japanese Americans in concentration camps? Remember when Democrats fought to keep their slaves, then formed the KKK to terrorize them after us Republicans freed them? That's you baby...Scum of the earth, thy name is Democrat.

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We can discuss this policy if you want.  Or you can rail on about democrats and hope that one comes and reads your posts.

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Actually, it is getting late.  Maybe we can talk about it tomorrow. I'm going to bed.

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Just now, Slacker said:

What do you think about that whole covenant thing?  It began about 100 years ago and ended effective 1948.  I had never heard of something like that being put in a deed.  Had you?

I don't put much stock in racist traditions, but I know it used to be illegal in many places for a White person to marry a Black person...I wonder who ran those places and made those laws. The Covenant is a new one on me, but I'm not surprised. What do you think of the new race-based aid package to farmers? Sounds unconstitutional to me, but what do I know, I'm not a Democrat.

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5 hours ago, Slacker said:

What do you think about that whole covenant thing?  It began about 100 years ago and ended effective 1948.  I had never heard of something like that being put in a deed.  Had you?

My current house, once a beach cottage for wealthy city residents to escape the city heat, is in a once restricted neighborhood.

It not only restricted what races couldn't buy here, it restricted allowable livestock...no pigs, cows, or roosters, but a few chickens OK. It also kept Hispanics and Asians, and, of course, Blacks out. 

This was my first experience with this type of covenant, but it was a common thing around here in old Beach communities back then.

Maybe these conenants are why this is such a desirable community 70 years later...it hasn't been ghettoized, and ruined, like the city.

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