Sandflee

IRA/401k and corona

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As of now most % of my IRA’s are in stocks and some in bonds, what’s the smart move until this corona stuff is worked out, log in and shift more to bonds?

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1 min ago, woowoo2 said:

Cd's.

( Not the ones that play music)

From my IRA? Right now I’m just looking to play it safe portfolio now is 85/15% stock to bonds. 

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47 mins ago, saltfisherman said:

Staying where I am, it goes up and it goes down. If you have years to go, what’s the difference. 

^ this. IMO, if you have more than 10 years until retirement let it ride. Over time it averages out. Hardest part of getting out of the market is when to get back in.

You don’t want to take all those years of buying points and turn it into one buying point.

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3 hours ago, FrankStar said:

I sold high.  And will buy when I know it will be a stable rise again.

Sold high and put the money where?

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3 hours ago, woowoo2 said:

Cd's.

( Not the ones that play music)

I have some dough in CDs, but right now CD returns only slightly better than money in a mattress.

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