bennie

Retirement is boring

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My quote " Being retired with enough money in your pocket is like grand larceny"'

 

My buddies " If I had to go to work today I'd slit my throat".

    

I got banged up pretty good from a fall at work that could have been a lot worse. I get offers to return as a boss or supervisor, tempting but I soon get over it. The LIE at 4am and heading to the Apple is not a fun spot to be.

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Retirement? whats that... be thankful that you can i'm 42 and feeling like I'm starting over was recently let go after 10 years due to restructuring, finding the same pay rate in the same field is frustrating, currently working temp. and paying bennies in full to the tune of 1K a month,    be happy

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I retired in 97', and spent the next decade fishing 30-40hrs a week. It takes a toll, physically and socially. I took a part time job at a local tackle shop 8 years ago and it definitely helped curb my curmudgeonly nature, without the burden of having a "real job". And it's reduced my number of visits to the dermatologist. Fishing all day, every day sounds great until you actually do it for a while.

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I do roughly the same things now that I did when I worked. Granted I fish an extra 2 hours a day in the fall, and run about 5-6 miles a day instead of 4 but other than that it's the same day. Oh, yes the honey do list has expanded but I could knock most of that off regardless.

I often wonder how the hell I did the same stuff and worked about 12+ hours a day with a commute. When I do get bored I have a cold beer or a glass of wine, and it all goes away.

It helps to have a few bucks and a lot of friends who are also retired.

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I had 3 kids and sent all to parochial school and college. I was paycheck to paycheck my whole life. I felt like I was paying for college for 30 years.

 

A CEO once told me that, "my primary responsibility is to the share holders and if selling the company is best for them, you are all big boys and big girls and expected to land on your feet". No one ever had to tell me that again. I tried several things to prepare outside of a paycheck, since paychecks can not be counted on, because your future is in someone else's hand. Someone that does not know you or care. I saw how business leaders are cold and calculating narcissists, only caring about themselves, bonuses and stock options. People were numbers that were added up to calculate bonuses and stock option for the few at the top. It is criminal in my opinion.    

 

I went through downsizing, out sourcing and off shoring. We have to make our own retirement. The secret in my opinion is to eliminate debt before you are ready to retire, participate in a 401k, either through your company or a separate one on your own and if possible try to generate some kind of residual revenue outside of your primary career of job.

 

Lastly the simple pleasures in life you have to appreciate, and they have to be the things that make you happy. If you think money and things will make you happy you are wrong. The more you get the more you want and need, because you will find they don't make you happy. 

 

Good luck everybody, I have been there and done that. You will find, you all will do it. The problems along the way are usually the best thing that could happen. They just don't seem that way when they first occur.  

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You should consider yourself lucky. A LOT of us younger folks are working in jobs with zero pension..and a couple grand a year contributed to a 401K... essentially it's 98% on us to fund our retirement. And your car breaks, or boiler goes, etc...your money doesn't go far enough to keep throwing chunks into 401k. I'm going into be working until I die.

I count my blessings everyday, but I don't know if luck has everything to do with it. Some planning, and lots of work. Two jobs up until the kids College was paid for, and now in my 60's I'm taking some time for me. Actually starting another business after the beginning of the year. There are benefits to being every age, having a long life is the most LUCK anyone can have. I hope you have a long life, even if you have to work.

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bennie,

 

I also count my blessings every day. I retired in 2002 and moved to a Active Adult Community in S.Jersey and in the Winter go to my condo in Fl.

After retirement it takes a while to adjust to it. Find things that interest you. I always enjoyed fishing and playing poker which I do down here, however, I also discovered  bocce which I also enjoy. Was on a 4 member team that came in 1st place in a charity tournament at Resorts Casino in A.C. But as the years go by ( I am 78) your body starts to diminish. I am in good shape for my age and can do most things I want to.

 

Your retired, find some activities you enjoy. Respect the fact that you have your health and a opportunity to enjoy your retirement. " Just Do It ".   

 

JW

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You should consider yourself lucky. A LOT of us younger folks are working in jobs with zero pension..and a couple grand a year contributed to a 401K... essentially it's 98% on us to fund our retirement. And your car breaks, or boiler goes, etc...your money doesn't go far enough to keep throwing chunks into 401k. I'm going into be working until I die.

Same path as you. Had my student loans paid off for a year and some dumb non paying attention broad causes an accident and wrecks my truck that had little value left in it. Whatever money i was able to save in that year went into a new truck and blessed me with a down payment and monthly payments again. I've been tempted to stop my 401K for a little while just to inflate my savings account enough just to make it look like it's gaining a little bit. That $35-$45 a week could help my gas tank. I'm not planning on working until i'm seventy something years old, especially my job right now. 

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My better days are behind me :)

 

It is kind of boring.  I retired at 47.  Now, I work part time to fill up some hours... I'd never tell my boss that I would do it for free, but I probably would.  Of course, working 50-60 hours a week sucks too.

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At 47 no wonder you are bored. I worked more years than you are alive. Unless you are very financially secure you may find yourself outliving your money.

 

Good luck with what ever you do, but I would try to find a new career I would like to do and enjoy, instead of one I have to do to survive.

 

Gil

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