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20% of us are upside down on our mortgage

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jmjftw

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http://www.bloomberg.com/apps/news?p...Gao&refer=news

 

Oct. 31 (Bloomberg) -- Almost 20 percent of U.S. mortgage borrowers owed more on their loans in the third quarter than their house was worth as foreclosures depressed prices and the economy weakened, according to First American CoreLogic.

 

More than 7.5 million properties already have negative equity and another 2.1 million will follow should home prices decline another 5 percent, Santa Ana, California-based First American, a seller of economic and real estate data, said in a report today. Six states account for almost 60 percent of homes with negative equity, led by Nevada and Michigan.

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Kinda funny. My bud in Westchester got married a year ago, bought a house right away (20 percent down), did some renovations. Wanted to refi, did an appraisal last month, and it came in under what he owed. I put down half on mine so it will be 2009 before I am upside down....lol

Your boy is going to be a big flop in Washington, and I can't wait till it happens.-Rocky Rhodes
Mccain is weak, lame and a poor choice for President-JimP
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Only matters if you want to sell it. If you are going to live there for 10 or 15 years, who cares? If it burns down, insurance only pays to rebuild... market value doesn't matter.

 

Too bad local government doesn't read the newspaper... if they did, they should be reducing your property tax assessment. Not gonna hold my breath waiting on that one.

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The market seems to be saying the typical McMansion made out of spit and toilet paper ain't worth a half million bucks - even if it has a little crown molding draped around it. If somebody's house is worth less than was paid for it - they paid too much - and the government shouldn't be buying or subsidizing the mortgages for them to keep prices propped up at unsustainable levels.

 

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Too bad local government doesn't read the newspaper... if they did, they should be reducing your property tax assessment. Not gonna hold my breath waiting on that one.

 

 

^^^ yup.

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